Research from Boston Consulting Group projects the UAE wealth pool to near $6 trillion by 2030, with ultra-high-net-worth residents climbing 60 percent to roughly 800 people.
The consultancy estimates the country had around 500 individuals with assets above $100 million in 2025. By the end of the forecast horizon, that figure is expected to reach 800, marking a substantial rise in the top tier.
These ultra-rich are projected to keep a stable share of total financial assets, moving from 26.3 percent to 26.5 percent.
Financial wealth overall is forecast to grow from $1.4 trillion in 2025 to $2.1 trillion in 2030, implying an 8.7 percent compound annual growth rate. Real-asset holdings are slated to double, reaching $4.2 trillion.
When combined with liabilities that are expected to rise to $340 billion, the net wealth estimate approaches the $6 trillion mark.
Upper-high-net-worth bracket expands
The upper high-net-worth bracket, defined by $20 million to $100 million holdings, could grow from roughly 2,700 individuals in 2025 to 4,200 by 2030. Their share of financial assets would inch up to 7.6 percent.
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Lower high-net-worth residents, those with $1 million to $20 million, number about 200,000 today. Their proportion of total financial assets is set to rise from 29.3 percent to 31.5 percent.
The affluent cohort, holding $250,000 to $1 million, is expected to increase from half a million to six hundred thousand people. However, its asset share will dip slightly, falling from 15.5 percent to 14.6 percent.
At the mass-market end, individuals with less than $250,000 in assets will edge up from 8.6 million to nine million, while their contribution to financial wealth declines from 21.5 percent to 19.8 percent.
Foreign wealth inflows surge
Wealth recorded outside the emirate grew 9.4 percent between 2024 and 2025, reaching $468.4 billion. The same study forecasts that figure to hit $678.2 billion by 2030.
International clients also booked increasing sums in the country, with cross-border assets rising 11.1 percent to $721 billion in 2025. This trend highlights the UAE’s expanding role as a global wealth-management hub.
Deposits and currency holdings are slated to climb from $471.8 billion to $778.9 billion, while equity portfolios should expand from $419.4 billion to $591.9 billion. Bond holdings are projected to rise to $27.8 billion.
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Life-insurance and pension assets are expected to more than double, moving from $26.6 billion to $48.4 billion, indicating broader diversification of the wealth base.
AI reshapes wealth-management advisory
Boston Consulting Group identifies AI as a key driver for efficiency in wealth management. Tools already draft plans, automate compliance paperwork, generate portfolio narratives, and flag potential client churn.
According to Mohammad Khan, Managing Director and Partner at Boston Consulting Group, “The UAE’s wealth pool is set to grow by more than $2tn over the next five years, and the constraint on capturing that growth is advisor capacity rather than client demand.”
He added, “Firms that are redesigning their workflows around AI agents are creating the headroom to serve a larger client base without diluting the quality of advice. Those layering AI onto legacy processes are paying for the technology without changing their economics, and that gap widens the longer it is left.”
Advisors that integrate AI into planning, portfolio management, and compliance could see capacity gains of 25-30 percent and revenue lifts of 15-20 percent per adviser, according to the report.
